What Deductible Car Insurance

What Deductible Car Insurance
What Deductible Car Insurance

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So, if your car is damaged and repairs are going to run about $3000, having a deductible of $500 would mean you will be covered for the remaining $2500 once you pay the deductible. Average car insurance deductibles. Generally, drivers tend to have average deductibles of $500. Common deductible amounts also include $250, $1000, and $2000, according to wallethub.

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The most common deductible amount is $500. Keep the below ratio in mind when choosing your deductible amount: Lower deductible = higher car insurance rate and lower out of pocket costs. Typically, the deductible for car insurance is a flat amount, such as $500 or $1,000. Comprehensive, collision, personal injury protection and uninsured/underinsured motorist property damage. A deductible is the amount of money you pay out of pocket before your insurance coverage kicks in and starts paying for the costs of your loss. You're liable for your deductible amount every time. Suppose you backed your car into one of the light posts in the mall parking lot and caused $1,000 worth of damage to your car. If your deductible is $1,500, the insurance will not pay to repair the damage.

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