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A health insurance deductible is a specified amount or capped limit you must pay first before your insurance will begin paying your medical costs. For example, if you have a $1000 deductible, you must first pay $1000 out of pocket before your insurance will cover any of the expenses from a medical visit. It may take you several months or just. A deductible is a sum you pay for health care services before your health insurance starts to pay.
From that point onward, you share the expense with your plan by paying coinsurance. A health insurance deductible is the amount of money you agree to pay for covered services before your health insurance company begins to pay. Once you've reached that deductible, the health insurance company pays a portion of the costs of your care. This is called coinsurance, and it might be split such that the insurer pays 80% and you pay 20. A health insurance deductible is a specified amount or capped limit you must pay first before your insurance will begin paying your medical costs. For example, if you have a $1000 deductible, you. A deductible is the fixed amount that the insured has to bear before their health plan kicks in and covers the remaining portion of your total medical bill. 10% of the surgery cost. Let’s say the cost of the surgery is rs 1 lakh. the insured needs to pay rs 10,000 as 10% of the total cost and the remaining 90,000 will be paid by the.